Privacy Policy – American Acceptance

In this notice, “we,” “us,” and “our” refers to American Acceptance Corporation. We are required by federal law to provide this notice to you, to help you understand how we handle personal information about you that we collect and may disclose. This notice will inform you on how you can limit our disclosing personal information about you. The provisions of this notice will apply to former customers as well as current customers.

Our Policies and Practices to Protect Your Personal Information
We protect personal information we collect about you by maintaining physical, electronic and procedural safeguards that comply with applicable law. Third parties who have access to personal information must agree to follow appropriate standards of security and confidentiality. We train our employees how to properly handle personal information and we restrict access to it.

Categories of Personal Information We Collect and May Disclose
The personal information we collect about you comes from the following sources:
Information we receive from you on applications or other forms, such as: your name, address, telephone number, assets and income;
Information about your transactions and account experience with us, such as: your account balances, payment history, and account activity;
Information we receive from a consumer report, such as: your creditworthiness, and credit history;
Information we receive about you from other sources, such as: other creditors, your employer, or other third parties to verify information provided by you.

Categories of Third Parties to Whom We May Disclose Personal Information
Financial service providers, such as: companies engaged in banking, consumer finance and insurance;
Non-financial companies, such as: companies engaged in direct marketing and the selling of consumer products and services;
Law enforcement agencies, regulatory authorities or others in order to comply with a subpoena, summons or other judicial process.

How to Opt Out
If you prefer that we not disclose non-public personal information about you to third parties, you may opt out of these disclosures. That is, you may direct us not to make these disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to third parties, please call or stop by our office. Our address and phone number are listed below. The “opt-out” will apply to all transactions at the office.