Auto Loans

Fast. Affordable. Reliable.

Not every prospect or customer has access to traditional banks and manufacturer-owned finance companies. On the showroom floor, dealership teams and managers see people with strong, stable incomes who are unable to procure a loan. The process can be unfair, nerve-wracking even, for individuals who are working to reverse their adverse credit history, or establish credit after moving from another country.

That’s where American Acceptance comes in. Our experienced members expedite the lending process, opening up pathways for those with imperfect credit. Because retail buyers can’t be boiled down to a number, and dealers shouldn’t be bogged down by lengthy decision-making processes.

Fast Credit Approvals

After Hours Availability

Rapid Funding

Unmatched Customer Service

At the end of the day, we’re here to make a deal. With our unmatched availability and dependability, we’re able to fund deals with the upmost speed. We don’t want to just meet the threshold of your expectations – we want to zip past them. Since our opening in 2005, we’ve funded thousands of deals nationwide. We’re always excited to build relationships with new dealers, bridge gaps between organizations, and offer competitive, pre-owned vehicle financing programs. So, give us a call. We’re happy to share a conversation with your finance associate or dealer relationship manager about setting up a workflow. Even after typical business hours, and on Saturdays, we’ll stand by the phones to answer questions during peak showroom periods.

Cutting-Edge Online Services

Want immediate access to decisions? We conduct business using DealerTrack®, Route One®, and AppOne®, meaning you’ll save the time and frustration that comes with handling paperwork. Get in touch with our Vice President of Operations, Jon Horne, to establish a process for your Dealer Management System.

We want you to learn about our procedure for DealerTrack®, Route One®, and AppOne®, as far as lending decisions are concerned. Our knowledgeable and friendly team members will guide you every step of the way.


Give us a call (843) 236-9007 or send a message to get started.
Loans: Auto & Motorcycle