FAST DECISIONS, FASTER FUNDING.
American Acceptance Corporation works with both consumers and franchise car dealers to achieve lending results that matter. We’re not your average lender. We don’t take part in the corporate framework that bogs down simple processes with paperwork and administrative complexity. As a result, we can offer the twenty-four-hour funding without frustrating fees and number-crunching headaches. Not every client will qualify for mainstream loans, but we believe in affordable payment options for all. Age restrictions, mileage restrictions – we’re not in the business of limiting our clientele with arbitrary constraints. Every case is different: by mainstream bank standards, a 1959 Harley Davidson Panhead or a low-mileage Ferrari 360 Modena would be unfinanceable. We don’t think that makes sense for any party involved.
Dealerships
Some clients can be difficult to place, even with regular income and a large down-payment. American Acceptance takes the time-consuming challenge of finding suitable financing off of your plate, so you can you can tend to your showroom floor again. Your business is important to us. Let us prove it. Our friendly and courteous team members are happy to speak with your finance associate after regular business hours and on Saturdays. Use a dealer management system? Not a problem. We’ll implement DealerTrack, Route One, or AppOne technologies, so you can receive electronic approvals at the click of a mouse. And for more traditional franchises, submitting approvals via fax machine and email remains a streamlined process.
Consumers
Are you looking to finance your automobile or motorcycle at competitive rates with easy credit review and acceptance? We can make it happen. At American Acceptance we understand that buying an automobile or motorcycle is often a necessity of life and something that shouldn’t be complicated. American Acceptance listens to you, not the credit bureau, and learns your unique situation when considering loan applications. Our acceptance and funding happens fast and our rates are highly competitive. Save yourself the hardship of prying background checks, long and impersonal approvals and decisions that don’t consider your needs by asking your dealership to send your application to America Acceptance today.